This guide explains a topic and a method for reading related news. It does not report a newly announced event. Check the issuing authority for current facts.
01 / UNDERSTANDING
Reading the news
Formal banking announcements can train careful structure reading, but avoid treating every stylistic preference as a grammar rule. Explain the actual agreement or reference issue in an original example.
02 / UNDERSTANDING
The concept in context
A valid correction must preserve the intended meaning unless the question explicitly requests a rewrite. More words do not guarantee better grammar. Read the full corrected sentence and check that pronouns have clear references and comparisons remain logically parallel. Some questions permit a no-error answer, so do not manufacture a fault merely because correction is expected.
03 / UNDERSTANDING
A worked learning case
Original educational case. In the original sentence The list of pending applications are on the desk, the main subject is list, which is singular. Applications belongs to the modifying phrase of pending applications. Replacing are with is fixes the agreement: The list of pending applications is on the desk. The correction need not alter the rest of the information.
ORIGINAL EDUCATIONAL PRACTICE
Try it before you check.
Original practice: Correct the verb: Each of the candidates have an identity card.
Show the answer and reasoning
Each of the candidates has an identity card.
Each is the singular head of the subject phrase, so the present-tense verb is has. The plural noun candidates sits inside the of-phrase and does not control this agreement. The corrected sentence preserves the original meaning that every individual candidate possesses a card while repairing only the verb form.
Two traps to watch for.
- Agreeing the verb with a nearby noun instead of the subject head.
- Changing meaning while trying to make a sentence sound more formal.
YOUR TOPIC-SPECIFIC LEARNING MAP
Evidence to check
Underline the main subject and verb.
Check one grammatical relationship at a time.
Read the full corrected sentence aloud.
Explain the idea, apply it to a new situation, then check what changed in your reasoning.
BANKERS TUTORIAL · SOURCE NOTES
Keep the source alongside your notes.
Official links provide subject context and authoritative reference material. This guide’s explanation, scenario and question are original Bankers Tutorial learning content.
- sbi.bank.in https://sbi.bank.in/web/careers/current-openings
- sbi.bank.in https://sbi.bank.in/webfiles/uploads/files_2627/09/SBI_JA-Customer_Support_Sales-IH_Pre-2026-27_Eng.pdf
For SBI preparation, check the current official notice before relying on changing dates, rules or examination requirements.


